Available to all members who have channeled their pay via FOSA for at least two (2) months.

Repayable in 12 months. Interest rate of 14% p.a. reducing balance.

Repayment ability pegged at 50% of previous months’ net pay. Maximum loan pegged at 5 times the members net pay.

Duly filled loan application form.

Two latest pay slips.

Guarantors who channel their salaries through FOSA.